The New Generation of Banking

WeFi Deobank (Decentralized onchain bank) is the world’s first bank to combine the advantages of the traditional financial world with the possibilities of decentralized technologies (blockchain)! Behind the project are experienced financial experts who are pursuing one goal: rethinking banking – making it fairer, more efficient, and accessible to everyone in the world.

In times when financial services are changing rapidly, WeFi offers a clear answer: security, transparency, and returns—all combined in a modern, digital banking solution.

Why WeFi Deobank?

• One platform for everything: Manage crypto and fiat currencies securely and conveniently together on the blockchain.
• Stable returns: Benefit from attractive returns – up to 18% on digital assets and bank balances.
• Maximum security: Thanks to AI-supported verification mechanisms and state-of-the-art blockchain technology, your capital is protected at all times.
• Seamless integration: Custody account, wallet, crypto-backed credit card, and neobank services—everything is intelligently connected.
• Global flexibility: Worldwide transfers and payments—fast, transparent, and with low fees.

At the heart of the entire project is the WFI token – a digital asset that was designed from the outset to offer real benefits while also providing access to long-term growth. The WeFi onchain Deobank creates an infrastructure that combines classic financial logic with the opportunities of a decentralized system, laying a foundation that is still in its infancy today but could become an important part of modern financial structures in the future.

For investors, this means one thing above all else: Those who get in early secure the best terms. With each new block, the price of ITOs rises—meaning that later on, you automatically receive fewer units for the same amount of money. This creates a natural advantage for those who recognize and seize opportunities early on.

The situation is reminiscent of the early days of Bitcoin: Back then, few understood the potential of a digital asset with limited availability. Today, we know what opportunities early investors had. WeFi is a project with clearly defined benefits, limited supply, and a market that is only beginning to recognize its potential.

Those who acquire WFI tokens today are consciously positioning themselves at an early stage and laying the foundation to benefit from future developments, growing acceptance, and an expanding infrastructure—long before the market recognizes their full value.

Pay by card – in fiat and crypto

You can use your personal Visa card—directly from Visa, not a white label—to make payments worldwide, regardless of whether your balance is in fiat or cryptocurrency. Transactions are processed seamlessly in the background, giving you maximum flexibility without having to change or convert anything.

Simple IBAN deposit – fiat in, USDT out

Each user receives their own IBAN, which can be used to deposit fiat money as usual. Incoming fiat money is automatically converted into USDT immediately and free of charge. This makes the transition from traditional money to digital assets easier than ever before – no purchase process, no exchange, no hurdles.

How WeFi Deobank works

The financial system is changing faster than ever before – and WeFi has the answer!
WeFi connects stable fiat currencies with the world of digital assets, making banking global, transparent, and independent, and opening up completely new opportunities for investors.

Whether you want to pay, invest, save, or share in the success of a future-oriented project, WeFi is your gateway to the next era of digital banking.

“WeFi Deobank is more than just a new bank. It is a step into a financial world where returns, security, and innovation go hand in hand.”

WeFi – The On-chain Bank that Connects Fiat and Crypto

WeFi bridges the gap between traditional banking and digital innovation by combining the advantages of fiat currencies and cryptocurrencies. The “fiat meets crypto” concept allows users to switch seamlessly between traditional financial systems and the dynamic world of digital currencies. This integration makes financial transactions more efficient and accessible, while maintaining the security and stability of traditional banking.

You retain full control over your assets at all times. WeFi is thus positioning itself as a pioneer in the creation of a hybrid financial ecosystem that meets the needs of modern society and offers the highest level of security.

Fiat meet crypto means:

• Traditional currencies and digital assets in a single, secure environment
• Full control at all times
• No middlemen, no restrictions

All processes run on the blockchain, ensuring maximum security, transparency and traceability. You decide when, how, and what you want to use or invest your money for. This makes banking not only more secure, but also more intelligent:
Your money. Your control. Your WeFi.

This basic philosophy is closely linked to WeFi’s security concept—because true self-determination is only possible if the technical basis is absolutely reliable.

Institutional custody: Bank-level security with Fireblocks

A key pillar of WeFi is its collaboration with Fireblocks, a globally renowned infrastructure partner for digital assets. Fireblocks protects billions in assets worldwide and offers security mechanisms that are also used by institutional banks, funds, and financial service providers.

The security of your transactions and data is WeFi’s top priority!

For WeFi users, this means:

• Multi-layered security and encryption systems
• Tested and certified technology
• Insurance coverage for assets held in custody
• Continuous monitoring of infrastructure

WeFi thus combines the freedom of Web3 with the stability normally only found in traditional banking.

Non-custodial approach: absolute control without a central authority

A key to WeFi security is the non-custodial wallet approach.
This means:

• Only you possess your private keys.
• You alone decide on your assets.
• No central authority or platform can control or freeze your assets!

In an age of increasing regulation and growing surveillance, WeFi offers a counterbalance: digital self-determination with the highest standards.

On-chain transparency: Protection that can be proven

WeFi relies entirely on blockchain technology, making every process secure, transparent and verifiable:

• Every transaction is traceable.
• Data manipulation is technically impossible.
• Users can view their asset movements at any time.
• No non-transparent intervention by third parties.

What remains behind closed doors at traditional banks is visible and auditable at WeFi.

Protection in the context of current regulations

The financial world is undergoing its most significant transformation in decades. New European directives and legislation will determine how assets are managed and protected in the future. These regulations are increasing worldwide!
WeFi is building a system that offers users maximum freedom, even in a regulated future.

Relevant developments include:

• Anti-Money Laundering Act (AMLA)
  Stricter and EU-wide uniform controls mean that every transaction is monitored and can be sanctioned. The burden of proof is reversed in this case. You must prove that you acquired your money legally. Personal financial privacy is restricted.
• Digital euro (CBDC)
  A fully state-controlled digital means of payment that makes every payment traceable and can even restrict or block payments. Data protection and individual freedom face massive challenges.
• Markets in Crypto Assets Regulation (MiCA)
  Clear rules create legal certainty, but lead to far-reaching regulation – especially for private crypto investors. The scope for action is shrinking, while obligations and disclosure requirements are increasing.
• Crypto-Asset Reporting Framework (CARF)
  A global reporting and monitoring standard from the OECD for crypto transactions. It requires platforms and service providers to pass on all relevant data to tax authorities – globally networked, automated, and seamless. For investors, this means significantly less anonymity, comprehensive disclosure requirements, and increasing tax control risks.
• DAC8
  The new EU directive massively expands reporting requirements for crypto assets. Exchanges, wallet providers, and brokers must report all transactions—including personal user data—to the tax authorities. This results in complete traceability and the loss of previous freedoms. It is becoming more important than ever for investors to position assets strategically and with foresight.
• Digital ID
  The future basis for access to financial services, government agencies, and identification processes. Centrally stored, potentially analyzable, and mandatory – with direct implications for personal autonomy and data sovereignty.
• European asset register
  A possible comprehensive recording of personal assets, from bank balances to digital assets. This transparency creates unprecedented intrusions into financial privacy – and increases the need to keep part of one’s assets independent and self-custodied.

WeFi observes and takes these developments into account at an early stage in order to offer users a platform that guarantees security in a new financial order without restricting freedom.

High level of data protection and identity protection

WeFi not only covers the protection of assets, but also the protection of personal data. The platform processes personal information minimally and securely—exactly as required by modern data protection standards such as the GDPR. WeFi uses technical and organizational measures to prevent unauthorized access and protect user privacy. These include:

• End-to-end encryption that reliably secures all sensitive data
• Secure identification processes that prevent manipulation and identity theft
• Strict separation of personal data and blockchain activities to ensure maximum transparency and privacy
• Minimized data storage so that only the absolutely necessary information is collected and processed

Through these measures, WeFi Security ensures that users can confidently manage their digital identity. The goal is to effectively protect people—not monitor them—while taking full advantage of the benefits of on-chain banking.

Conclusion: WeFi security creates trust, control and future viability.

WeFi combines the stability of regulated financial systems with the freedom of blockchain.
The platform offers:

• Institutional custody
• Full on-chain transparency
• Direct, self-determined trading
• Protection in a rapidly changing regulatory environment

WeFi is not just a digital finance tool—it is a secure, modern, and independent way to manage fiat and cryptocurrencies in a single on-chain bank.

The WFI token – The heart of the WeFi ecosystem

The WFI token is the central building block of the entire WeFi ecosystem. With it, you not only enjoy the benefits of the WeFi platform—you become part of a system that builds real value and grows stronger with every step forward. The token is an essential component of this and enables users to actively participate in an innovative future. By using the WFI token, you not only support your own financial management, but also the entire network, which is based on trust and transparency. This dynamic promotes the community and creates a solid foundation for future developments.

With WFI tokens, users benefit from lower fees, rewards for transactions, and exclusive advantages when using WeFi products – from wallets to WeFi credit cards. The reduced fee structure is a significant incentive for new users and makes it easier to enter the world of cryptocurrencies. In addition, the token enables participation in special events and promotions offered exclusively to WFI token holders. This strengthens the community not only through financial benefits, but also through regular interactions and networking opportunities. The token allows users to not only use the platform, but also to participate in and actively influence the growth of the entire ecosystem.

Thanks to its clear token economy WFI supports the stability, liquidity, and scalability of the WeFi platform.

ITOs – Initial Technology Offerings

By purchasing ITOs, you can actively generate tokens yourself until 2032 – and thus become part of the growth at an early stage.

With the WFI token, you benefit specifically from:

• Reduced fees on transactions, cards, and wallet services that help you achieve your financial goals faster.
• Rewards for active use of the system and longer token holding, which increases the potential for further growth of your investments.
• Exclusive benefits, such as higher returns or special loyalty programs, that give you additional incentives to use the platform in the long term.
• Affiliate programs that allow you to benefit from the growth of your network and distribution by inviting friends and family to join the WeFi community.

As the platform grows, demand for the WFI token increases – meaning that the earlier you get involved and actively participate in the ecosystem, the greater your potential could be. WFI is therefore not just a token, but a ticket to a new world of finance: secure, global, and innovative.

WeFi Compensation Plan

The WFI Token as an Opportunity

The WFI token offers you a real opportunity to get in early on a growing financial ecosystem that combines traditional banking with modern blockchain technology. Those who mint the token will benefit directly from the rising token price and the development of the entire WeFi network.

a) Strong potential for value appreciation

With the expansion of the WeFi app, ITO, global ATM & POS systems, energy projects, and WeChain, demand for the WFI token is steadily increasing. This real-world use in the ecosystem creates long-term growth.
Getting in early on minting allows you to benefit above average from the expected price increase until 2032. From October to November 2025 alone, the value of the token has nearly quadrupled!

b) Additional income opportunities through use

The WFI token is not just an investment, it also has real utility: those who hold or actively use it can receive additional rewards – for example, through staking or transactions on the network.
This means you benefit not only from potential price gains, but also from ongoing rewards within the ecosystem.

c) Strategic protection for the future

More and more people are diversifying their assets into digital assets – not as a risk, but as protection against inflation, banking risks, and geopolitical changes.
The WFI token is embedded in a regulated system that offers both stability and growth potential.
This makes it a building block for a modern, crisis-proof asset strategy.

These mechanisms ensure that users are not just passive participants, but are actively involved in shaping the WFI network.

In short, the WFI token is not just a digital asset – it is the key to the next generation of digital banking. The future of financial services lies in decentralization and the use of blockchain technology, which promises not only security but also transparency. With the WFI token, you are part of this revolutionary movement that challenges traditional banking and opens up new opportunities that are not possible in classic finance.

WeFi Products

The Advantages of WeFi

WeFi products combines everything that modern banking and digital asset management are all about today. Whether it’s apps, tokens, payment systems, energy, or blockchain—every product is a building block in an ecosystem that creates freedom, control, and financial security for the future for everyone.

App

📱 Everything in one place

The WeFi app combines all the features of Deobank. Users can manage crypto and fiat money, send payments, use on-chain accounts, and easily grow their balance. All in one user-friendly interface that is accessible worldwide.

WFO TOKEN

💎 The Heart

The WFI token enables lower fees, rewards for active use, participation in projects (ITOs), earning money by providing liquidity, and other exclusive benefits. It combines practical use with active participation in shaping the WeFi ecosystem.

ITO

🚀 Invest early, reap long-term benefits

ITOs (Initial Technology Offerings) allow users to invest in new projects at an early stage.

The WFI token serves as a means of access, allowing members to benefit directly from new technologies and products within the platform.

ATM & POS

🏧 Using digital assets in everyday life

WeFi connects digital banking with the real world. Users can withdraw their money from ATMs or pay at millions of merchants worldwide—quickly, easily, and globally.

Energy

⚡ Rewards for active users

The Energy Program rewards those who use the platform regularly or lock WFI tokens. Users benefit from better terms, lower fees, and additional advantages that make using the platform more attractive.

WeChain

🔗 The basis for secure transactions

WeChain is the technological foundation of the platform. It ensures fast, secure, and transparent processing of transactions, token management, liquidity offerings, and ITOs.

Our Team – Experience meets Innovation

Behind WeFi is a dedicated team of experienced experts from the fields of finance, technology, and blockchain, with extensive knowledge and many years of industry experience.

The board members combine expertise in global banking, DeFi development, app design, and legal requirements. They not only contribute technical know-how, but also actively shape WeFi’s strategic vision. The result is an ecosystem that is both innovative and trustworthy.

Transparency and competence are at the heart of everything we do for our products. Users and investors should know exactly who is behind the platform and what experience they bring to the development of WeFi.

Reeve Collins

My name is Reeve Collins. I created Tether, the world’s first stable coin. It’s amazing to see how stablecoins have become the foundation of the cryptocurrency ecosystem.

Now I’m building WeFi, a bank reimagined with community at its core. Powered by blockchain, WeFi operates at a fraction of traditional banking costs, allowing us to share the value directly with our users. Our community doesn’t just use the platform, they are the heart of it. They earn the rewards and reap the benefits of their contributions. With world-class financial products and a relentless focus on user empowerment.

WeFi isn’t just a bank, it’s a global movement. Join us in building the future of financial access for the world.

Khaled Suleiman

I served a global head of private banking for the National Bank of Abu Dhabi and was CEO to three banks in Switzerland. I spent over 25 years in global banking.

Over time I saw how traditional systems began to fall behind. Slow, expensive, very complex and disconnected from the digital world. What drew my to WeFi is, that it’s not a patch on old finance, it’s a purposely built deobank: fast, transparent and ready for a global user based from day one.

From experience I can say, that this is not a passing trend, it’s a fundamental shift from closed systems to open ones, from cotrol to collaboration. And WeFi is building that shift with clarity and conviction.

Maksym Sakhhorov

WeFi is the first bank built for crypto. As stablecoins go mainstream, all transactions will eventually move to crypto rails because they are faster, cheaper and smarter.

Traditional banks will try to catch up, but but we are already there. WeFi designed for a crypto native today and for the billion who will become crypto users tomorrow.

We make banking more rewarding, more efficient and more fun. WeFi isn’t just a better crypto bank. It’s a better bank, period.

Roman Rossov

Hey everyone, I lead product and technology at WeFi. This is a full-stack company, built in house by engineers, developers and designers.

Everything you see from staking to real-time portfolio breaking is custom and is modular and self-custodial. We can move money, stake, use and hold all in one place. We ship fast, but we care about every detail: UX, security, and clarity.

My job is to turn complexity into something people actually want to use, not theory, a working product. And we are just getting started.

Yusuf Mirakhmedov

At WeFi, I focus on bringing crypto into real, everyday business. More people are using digital assets, but merchants still struggle to accept them. We are solving that. From crypto-enabled post terminals to ATM networks and merchant tools, we build the infrastructure that makes cpyto work on the ground.

This isn’t tomorrow’s use case. It’s already happening and we are making it simple.

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